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Purchasing a Home

Purchasing a home is easy at Spectrum Credit Union.  We've streamlined our entire mortgage process to bring you a faster and more technologically advanced way to finance your home.

Click on "The Mortgage Process" to review the six lending process steps or go directly to "Loan Consultant" to get loan product and rate quotes customized to meet your needs.

  • The Mortgage Process

    Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.
  • Loan Consultant

    Not sure which loan is right for you? Our Loan Consultant walks you through all the important steps of determining which mortgage best fits your needs.
  • Calculators

    Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.
  • Finding a Home

    The ABC's of Finding Your Home

    Where to live? Your choice will influence every aspect of your daily life for years to come. Take the time to choose wisely. Here are some ideas to think about as you begin your search.
  • Homeowner Benefits

    There are many benefits to owning your own home, in addition to having a place to call your own. What about the tax benefits? Owning a home delivers financial benefits that may help you and your family build financial security.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.