Real Estate Services

Thinking of buying or selling your home? This should be a joyous event in your life. However, many of us find it is a complicated, frustrating, costly maze with a seemingly endless number of roadblocks and obstacles standing in our way. We pride ourself on thinking of new and inventive ways to help YOU make the most of your time and money. We have developed a solution that will provide an exceptional home-buying or selling experience while saving you thousands of dollars! Value and service from a team that you can trust. We are proud to announce a new benefit for Members. Real Estate Services is helping our credit union Members by providing them with "A Better Way To Buy A Home."

This exclusive program is designed to take the guesswork out of selecting a real estate agent, and to ensure the highest quality services are provided to our Members. Real Estate Services strives to eliminate the problems associated with a real estate transaction by devoting more resources than usual.

This is accomplished through the efforts of a dedicated Member Advocate. Your Advocate will connect you with a CU Certified Real Estate Agent who is able to help you buy or sell your home. The Advocate helps you through the entire process, working with the Agent to ensure all time periods and critical decisions are addressed correctly. The Advocate is your partner and is looking out for your best interests throughout the transaction.

  • Credit Union Certified Real Estate Agents
  • Dedicated Member Advocate
  • Discounted Closing Costs*
  • Sears Commercial Club Rewards Package*

For more information, contact our Real Estate Lending Department at 888-334-5120 or e-mail us at

*certain conditions may apply

Calculate Your Savings

Use this calculator to determine just how much money you will be able to save by using the Real Estate Services Program. Remember that this calculator makes a few assumptions, and the final savings amount will vary depending on your particular situation. Keep in mind the non-financial benefits that this Program offers as well.

Commission Rebate Savings Calculator

Use this calculator to determine an estimated amount that you can expect in the form of a commission rebate check. This is one of our ways of saying thank-you for using our Program.


The Agent Real Estate commission percentage listed in the calculator is an estimate.  The actual percentage you receive will be based on the Listing Agent's agreement and may be more or less.

Member Advocate

One of the greatest incentives to using the Real Estate Services Program is the dedicated Member Advocate. Your Member Advocate will contact you regarding your desire to enroll in the Program. The Advocate will explain the Program in more detail and find out additional information about your particular housing needs, desires, and wants. Once the Member Advocate has more information about you, he or she will Match you with one of our Credit Union Certified Real Estate Agents. Throughout your transaction, your Member Advocate will be your initial point of contact making this as easy as possible for you!

Agent Selection "Matching"

After spending some time talking with your Member Advocate, they will carefully match you with a Credit Union Certified Real Estate Agent. Your Member Advocate will contact you and the Agent to make sure that communication has been established and that the match is mutually acceptable. The Agents that we have in our Program are hand-selected by their branch managers for having exceptional customer service skills and real estate knowledge.

Home Privileges Package

In addition to quality service, cash back and savings on your real estate and mortgage transactions, Real Estate Services is pleased to offer The Homebuyers/Sellers Privileges Package with SEARS Commercial Club Rewards! This Program brings you discounts and savings on:

  • Kenmore & brand name appliances
  • Garage Storage
  • Grills & Generators
  • Gift Cards
  • Mowers & Tractors
  • Televisions, Mattresses and much more

Contact Us

The Real Estate Services Program is specially designed to make sure that our credit union Members truly experience "A Better Way To Buy A Home." We would be more than willing to share and discuss the benefits of our Program with you. Please do not hesitate to contact us regarding any questions you might have!

Contact Us:

Phone: 510-627-5120
Toll Free: 888-334-5120


1. When will I get my rebate check in the mail?
Your rebate check will be processed and then mailed to you within 30 days of the successful closing on your home.


2. What is the telephone number, fax number, or email address of Real Estate Services?

Phone: 510-627-5120

Toll-free: 888-334-5120



3. Is this program only for those Members who are buying a home?
NO, if the Member is either buying or selling a piece of real estate property they would be eligible to participate in this Real Estate Services program.


4. How is my Real Estate Agent selected for me?
Our hand selected, specially trained, Credit Union Certified Real Estate Agents have submitted a personal profile to Real Estate Services. Your Member Advocate will spend time getting to know you, and then, carefully match you with an Agent they feel will be the best match for you.


5. What if I don't like the Agent that my Member Advocate selects for me?
On the rare occasion that this does happen, please feel free to discuss with your Member Advocate. Describe other details that you are looking for in an Agent. The Member Advocate will then find you another Agent that they feel will be appropriately suited.


6. What are the hours of operation for Real Estate Services?

8:30AM 5:00PM Pacific, Monday through Friday on normal business days.


7. What happens if I call after your hours of operation?
You will be directed into our voicemail system. By leaving a detailed voicemail message, your Member Advocate will call you back the next business day to assist you.


8. Where is this program available?

The program is available in all 50 states. However, the Closing Cost Credit is only available for Purchase transactions financed by Chevron Federal Credit Union.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.