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Shop for your loan today. Live in your home tomorrow.

With great rates and helpful, friendly Mortgage Relationship Managers, Spectrum Credit Union makes it easy to purchase a home, refinance a loan, or get secondary financing.  We are committed to helping you find the right mortgage product to fit your needs.

We offer a variety of products to meet your financial goals whether you want to purchase a home, refinance, consolidate debt, make home improvements, or need extra cash. Our loans have no prepayment penalties and may be refinanced at any time. If you are looking for reduced cost mortgage alternatives, check out our Reduced Cost Loan Programs.

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For more information, please call us toll-free at 888-750-4124, or visit your local Spectrum Credit Union branch and speak to one of our friendly Mortgage Relationship Managers. Click here for information on joining Spectrum.






Where to Start

Information For First-Timers

Home Purchase Basics

Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Purchasing A Home

Purchasing a Home

Buying a new home is exciting and the process of financing it is now faster and easier than ever before.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Start Saving By Refinancing

Refinancing a Home

If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.

Getting Value Out Of Your Home

The Mortgage Process

Buying a home has never been easier. We've streamlined and updated the entire mortgage process to bring you a faster, more technologically advanced way to finance your home.




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