Home Loan Basics

This section provides important information you need to know when purchasing or refinancing your home. Please click on the appropriate tab to get started.

For definitions of common mortgage terminology, go to our Glossary page.

  • Information For First-Timers

    Congratulations! We're pleased to be helping you with your first home. The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.
  • Purchasing A Home

    Buying a new home is exciting and the process of financing it is now faster and easier than ever before.
  • Start Saving By Refinancing

    If the current value of your home has increased, it may make sense to refinance at a better rate or refinance to consolidate debt or plan a home improvement project.
  • Don't Forget Homeowners Insurance

    You will need homeowners insurance before closing on your new home. We've assembled information you'll find helpful as you shop for coverage.
  • Disclosures

    You will receive all the required disclosures as soon as you complete your application. Please read them carefully and don't hesitate to call us with any and all questions you may have.
  • Property Information

    There are many types of homes available today, and while the options include traditional single family, choices vary widely. We can help you finance most any property that fits your needs.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply